Personal Finance

Ahli Islamic Banking Services Personal Financing is a Shari’a based financing product, based on Murabaha principles, which is offered to the customers who are in need of buying goods such as furniture, equipment, etc. According to the product, the customer submits application for goods finance for his/her required goods. The Bank purchases the goods from a third party on spot payment basis and sells to the customer on cost plus profit basis that may be paid by the customer on instalments.

Eligibility Criteria

  • Minimum Age 21 years
  • Minimum salary for government / semi government employees: OMR 300
  • Minimum salary for private sector employees OMR: 500
  • Individual financing

For more information, please call our Call Center at 24577177 or visit any of our branches

  • Financing on the basis of Shari’a principles
  • Financing up to OMR 150,000
  • Highly competitive profit rate
  • Longer financing tenor of up to 10 years
  • Simple documents and quick approval
  • Omani Nationals - Local ID
  • Expatriates - Resident ID and Passport with visa page
  • GCC Nationals - Passport with ID
  • Salary transfer letter
  • Quotation from the establishment or the company (the principal seller) addressed to Ahli Islamic Banking Services (for goods & services financing only).
  • Address proof (water, electricity bills, etc.)

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