Home Finance

Your ambition of owning the house of your dreams can now be fulfilled with Ahli House Financing, where you get the best benefits and features. Ahli Islamic Banking Services House Financing provides you with complete transparency, which is the cornerstone of Islamic financing. We understand your requirements and provide you with customized solutions to buy house/land and build/construction of house.

House finance products of Ahli Islamic Banking Services are structured on the basis of following modes:

  1. Ready Property: Diminishing Musharaka cum Ijara/Ijara Muntahiya Bit Tamleek
  2. Transfer of House Finance Facility from other bank to Ahli Islamic: Diminishing Musharaka cum Ijara/Ijara Muntahiya Bit Tamleek for ready property and Musharaka for Construction of Property and Forward Lease for property under construction
  3. Property under Construction: Musharaka for Construction of Property and Forward Lease

Eligibility Criteria

  • Minimum Age 21 years
  • Minimum salary for government / semi government employees: OMR 300
  • Minimum salary for private sector employees OMR: 500
  • Individual or joint financing

For more information, please call our Call Center at 24577177 or visit any of our branches

  • Financing on the basis of Shari’a principles
  • Financing up to 80% of the property value
  • Financing amount up to OMR 250,000
  • Longer financing tenor of up to 25 years
  • Highly competitive profit rate
  • Multi- purpose financing for residential use (construction, furnishing etc.)
  • Quick processing
  • Highly competitive interest rate
  • Omani Nationals - Local ID
  • Expatriates - Resident ID and Passport with visa page
  • GCC Nationals - Passport with ID
  • Salary transfer letter
  • Declaration of other liability (if any)
  • Valuation report (copy of Mulkyia)
  • Address proof (water, electricity bills, etc.)

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