If you’re seeking the peace of mind that only a Shari’a compliant account can provide, while enjoying a rich array of attractive benefits and features, Current Account from Ahli Islamic is the solution to all your needs!
Sharia Structure
The current account is based on the principle of Qard, whereby, the depositor allows the Bank to use his/her capital in a halal way. The bank ensures safe-custody of the capital and makes it available, whenever required. However, the bank does not pay any benefits on such account.
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Al Namaa Savings Account is a great investment avenue for depositors who wish to earn halal returns on their investments. By investing in the Bank’s Al Namaa Savings Account, the depositor (Rabb ul-Mal) authorizes the Bank (Mudarib) to invest his/her funds under the unrestricted Mudarabah contract.